Posts

Should You Buy Life Insurance from Your Employer?

post thumbnail

A basic life insurance package is typically among the benefits offered by employers. This life insurance is for a small amount, usually equal with one year salary.  Also, most of the employers allow you to purchase more insurance and thus increase the coverage amount.  For some people this maybe a very good deal, but a thoroughly analysis will reveal that some disadvantages exist. So, should you buy life insurance from your employer or not? We

Posted in Finance, Insurance

Is Purchasing Life Insurance Online Safe?

post thumbnail

Nobody should undermine the role and value held by life insurance. It is not just a meager piece of paper or an investment fueled by your money. No, it is neither of that. It is the perfect back-up plan that stops financial impoverishment when an important breadwinner dies. The internet has opened many possibilities and we can evenly buy online life insurance. But is it really safe to purchase life insurance online? There are real

Posted in Finance, Insurance

5 Important Tips for Finding Reliable Life Insurance Companies!

post thumbnail

If you want to apply for life insurance, read these 5 important tips for finding reliable life insurance companies: 1)     Talk with a life insurance agent. Life insurance agents and brokers represent one or more insurance companies. They have skills and authorization to talk with potential clients, assess relevant data for underwriting and realize the risk profile of each person. Based on the info you share with the agent, he will be able to provide

Posted in Finance, Insurance

Buy No Medical Exam Life Insurance for Elderly Parents!

post thumbnail

As we get older, our family changes more and more. We are getting married, we are adding new family members. Our parents are also getting older and at a point in life, the roles reverse. It is our time to take care and protect our parents.  It is a moral responsibility that must be taken seriously. If you want to keep your parents safe, buy no medical exam life insurance for elderly parents. If you

Posted in Finance, Insurance, Retirement

Can You Find Low Cost Term Life Insurance After 65 Years?

post thumbnail

If is highly unlikely for a 65 years old senior to think about life insurance after this age. After all, it is supposed to have paid the entire mortgage and to have gown-up children who are financially independent. Retirement should be a time when you can relax and enjoy a stress less living. Unfortunately, this is not always the case and finances can be a concern even after retirement. And you still have one dependent:

Posted in Finance, Insurance, Retirement

Life Insurance And Heart Attacks – How to Find Good Rates?

post thumbnail

It may be tough to get life insurance for heart attacks survivors, but it is not impossible. Heart problems are one of the most common causes of death in the US.  Survivors are aware of the gravity of the situation and how lucky they have been to survive. But they usually do not think further and do not consider themselves worth of life insurance. In most cases they are unaware of the life insurance options

Posted in Finance, Health and Fitness, Insurance

Online Life Insurance Quotes – The Easiest Way to Shop for Coverage!

post thumbnail

Shopping smart implies knowing the product and knowing companies that sell it at advantageous prices.  Without the proper knowledge, you cannot hope to make a good deal, unless you are lucky. Luck does not work every time. Online life insurance quotes represent the easier way to shop for coverage. It is also the fastest way to acknowledge all the companies on the insurance market, compare their offers and acquire life insurance suitable for your needs

Posted in Uncategorized

No Medical Exam Life Insurance – The Future of The Insurance Industry?

post thumbnail

Many insurers predict that no medical exam life insurance represents the future of the insurance industry. Some people will argue these bold claims, but there are reasons to think that no exam life insurance will have a special place in the future  This policy is well adapted for the needs of everyone and it is a hybrid, presenting features from multiple policies. It is highly flexible and can be quickly modified by insurance companies to

Posted in Finance, Insurance

Senior Life Insurance – How to Find Coverage for Diabetes!

post thumbnail

All types of diabetes have a profound impact on the health of the sufferer and it is an extremely difficult condition which takes a lot of time, care and persistence to manage. Being diagnosed with diabetes strikes fear in the minds of persons that want to apply for life insurance, because it is known that insurers calculate the risk before issuing a policy.  If you have diabetes, you should not worry about not finding adequate

Posted in Health and Fitness, Insurance, Retirement

Life Insurance for Seniors – How to Improve Your Rates!

post thumbnail

Many old people live under the impression that the costs of life insurance for seniors are high. This is totally false: you can get affordable policies if you know where to look for and if you can improve some aspects. There are several things to know about how to improve your rates: 1)      Apply for life insurance as soon as possible.  Price is heavily influenced by the age of the applicant. The younger it is the

Posted in Insurance, Retirement

3 Tips for Comparing Life Insurance Quotes

post thumbnail

Comparing life insurance quotes can bring you many benefits! You can find affordable life insurance plans and you can also learn more about the different types of policies available. Purchasing life coverage is essential for the well-being of your family, so you should choose a plan only after careful consideration. Here are 3 tips that will help you to compare rates: 1.       Visit insurance brokerage websites You do not have to visit a lot of

Posted in Finance, Insurance

Is No Exam Life Insurance The Best Plan for Seniors?

post thumbnail

It is a lot easier and simpler for a senior to purchase life insurance without having to go through medical examinations. No exam life insurance plans offer a better alternative for purchasing coverage and they are a lot more accessible for seniors. In today’s blog post, we will present some of the most important benefits of having no medical exam life insurance. 1.       It is an accessible plan Seniors have a fragile constitution and they

Posted in Finance, Insurance, Retirement

No Medical Exam Life Insurance vs Term Life Insurance

post thumbnail

Choosing between no medical exam life insurance and term life insurance may seem difficult, but in fact, it is easy to pick a plan. You have to choose the type of coverage that works best for you and your family. Life insurance is a way of offering financial protection for vulnerable family members. Their interest should be your main reason for picking a plan. Some research will help you choose the best type of coverage

Posted in Finance, Insurance

Non Medical Life Insurance Can Cover Funeral Costs!

post thumbnail

Purchasing life insurance is a very important action which ought to be taken into consideration by each and every one of us at one point or another. Nowadays, more and more people are taking interest in the matter, and as a direct result the insurance marketplace has developed new and efficient policies meant to meet the needs and expectations of all audiences. A common misconception surrounding life insurance is that elderly citizens can find it

Posted in Finance, Insurance, Retirement

Best Term Life Insurance Can Be Bought By Following Some Simple Tips!

post thumbnail

Purchasing life insurance can be a fairly time-consuming activity if you don’t benefit fro the right guidance and/or assistance. If you are set on buying and efficient life annuity, here are a few simple tips which might bring you one step closer to the ideal policy: 1.  Read into it! Conduct your own personal research. There are numerous websites and blogs which are set on putting valuable insurance information at your complete disposal. Browse the

Posted in Finance, Insurance

What Is No Exam Life Insurance?

post thumbnail

No exam life insurance is a special type of life insurance and grants quick access to coverage for seniors and people with pre-existing medical condition. We have millions of seniors and sick people in the U.S.A. and standard policies cannot provide coverage to them. While the basics of no exam insurance are the same as any other policy, there are major differences regarding prices, selection criterions and death benefits. If this policy is suitable for

Posted in Insurance

No Medical Exam Life Insurance: 5 Benefits You Should Consider!

post thumbnail

Life insurance no medical exam has become one of the most attractive life insurance policies.  These are the 5 benefits you should consider for purchasing no medical exam life insurance: 1)     General Acceptance. This advantage is usually the most sought after by many individuals that are either too old, or too sick to be insured by regular policies. Insurance companies have strict standards and work with some indexes, like BMI (Body Mass Index). Having more

Posted in Finance, Insurance

Life Insurance for Seniors: 3 Tips For Finding A Cheap Plan!

post thumbnail

Finding life insurance for seniors is a difficult task, even if you are looking for life insurance no exam policies.  We can help you more, by providing 3 tips for finding a cheap plan: 1)     Check online websites. The internet is truly a useful tool and everyone must profit of its countless advantages. With a simple click anyone can access any information. If you consider purchasing life insurance, never forget to check first relevant q

Posted in Finance, Insurance, Retirement