Category: Finance

Should You Buy Life Insurance from Your Employer?

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A basic life insurance package is typically among the benefits offered by employers. This life insurance is for a small amount, usually equal with one year salary.  Also, most of the employers allow you to purchase more insurance and thus increase the coverage amount.  For some people this maybe a very good deal, but a thoroughly analysis will reveal that some disadvantages exist. So, should you buy life insurance from your employer or not? We

Posted in Finance, Insurance

Is Purchasing Life Insurance Online Safe?

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Nobody should undermine the role and value held by life insurance. It is not just a meager piece of paper or an investment fueled by your money. No, it is neither of that. It is the perfect back-up plan that stops financial impoverishment when an important breadwinner dies. The internet has opened many possibilities and we can evenly buy online life insurance. But is it really safe to purchase life insurance online? There are real

Posted in Finance, Insurance

5 Important Tips for Finding Reliable Life Insurance Companies!

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If you want to apply for life insurance, read these 5 important tips for finding reliable life insurance companies: 1)     Talk with a life insurance agent. Life insurance agents and brokers represent one or more insurance companies. They have skills and authorization to talk with potential clients, assess relevant data for underwriting and realize the risk profile of each person. Based on the info you share with the agent, he will be able to provide

Posted in Finance, Insurance

Buy No Medical Exam Life Insurance for Elderly Parents!

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As we get older, our family changes more and more. We are getting married, we are adding new family members. Our parents are also getting older and at a point in life, the roles reverse. It is our time to take care and protect our parents.  It is a moral responsibility that must be taken seriously. If you want to keep your parents safe, buy no medical exam life insurance for elderly parents. If you

Posted in Finance, Insurance, Retirement

Can You Find Low Cost Term Life Insurance After 65 Years?

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If is highly unlikely for a 65 years old senior to think about life insurance after this age. After all, it is supposed to have paid the entire mortgage and to have gown-up children who are financially independent. Retirement should be a time when you can relax and enjoy a stress less living. Unfortunately, this is not always the case and finances can be a concern even after retirement. And you still have one dependent:

Posted in Finance, Insurance, Retirement

Life Insurance And Heart Attacks – How to Find Good Rates?

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It may be tough to get life insurance for heart attacks survivors, but it is not impossible. Heart problems are one of the most common causes of death in the US.  Survivors are aware of the gravity of the situation and how lucky they have been to survive. But they usually do not think further and do not consider themselves worth of life insurance. In most cases they are unaware of the life insurance options

Posted in Finance, Health and Fitness, Insurance

No Medical Exam Life Insurance – The Future of The Insurance Industry?

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Many insurers predict that no medical exam life insurance represents the future of the insurance industry. Some people will argue these bold claims, but there are reasons to think that no exam life insurance will have a special place in the future  This policy is well adapted for the needs of everyone and it is a hybrid, presenting features from multiple policies. It is highly flexible and can be quickly modified by insurance companies to

Posted in Finance, Insurance

3 Tips for Comparing Life Insurance Quotes

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Comparing life insurance quotes can bring you many benefits! You can find affordable life insurance plans and you can also learn more about the different types of policies available. Purchasing life coverage is essential for the well-being of your family, so you should choose a plan only after careful consideration. Here are 3 tips that will help you to compare rates: 1.       Visit insurance brokerage websites You do not have to visit a lot of

Posted in Finance, Insurance

Is No Exam Life Insurance The Best Plan for Seniors?

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It is a lot easier and simpler for a senior to purchase life insurance without having to go through medical examinations. No exam life insurance plans offer a better alternative for purchasing coverage and they are a lot more accessible for seniors. In today’s blog post, we will present some of the most important benefits of having no medical exam life insurance. 1.       It is an accessible plan Seniors have a fragile constitution and they

Posted in Finance, Insurance, Retirement

No Medical Exam Life Insurance vs Term Life Insurance

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Choosing between no medical exam life insurance and term life insurance may seem difficult, but in fact, it is easy to pick a plan. You have to choose the type of coverage that works best for you and your family. Life insurance is a way of offering financial protection for vulnerable family members. Their interest should be your main reason for picking a plan. Some research will help you choose the best type of coverage

Posted in Finance, Insurance

Non Medical Life Insurance Can Cover Funeral Costs!

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Purchasing life insurance is a very important action which ought to be taken into consideration by each and every one of us at one point or another. Nowadays, more and more people are taking interest in the matter, and as a direct result the insurance marketplace has developed new and efficient policies meant to meet the needs and expectations of all audiences. A common misconception surrounding life insurance is that elderly citizens can find it

Posted in Finance, Insurance, Retirement

Best Term Life Insurance Can Be Bought By Following Some Simple Tips!

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Purchasing life insurance can be a fairly time-consuming activity if you don’t benefit fro the right guidance and/or assistance. If you are set on buying and efficient life annuity, here are a few simple tips which might bring you one step closer to the ideal policy: 1.  Read into it! Conduct your own personal research. There are numerous websites and blogs which are set on putting valuable insurance information at your complete disposal. Browse the

Posted in Finance, Insurance

No Medical Exam Life Insurance: 5 Benefits You Should Consider!

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Life insurance no medical exam has become one of the most attractive life insurance policies.  These are the 5 benefits you should consider for purchasing no medical exam life insurance: 1)     General Acceptance. This advantage is usually the most sought after by many individuals that are either too old, or too sick to be insured by regular policies. Insurance companies have strict standards and work with some indexes, like BMI (Body Mass Index). Having more

Posted in Finance, Insurance

Life Insurance for Seniors: 3 Tips For Finding A Cheap Plan!

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Finding life insurance for seniors is a difficult task, even if you are looking for life insurance no exam policies.  We can help you more, by providing 3 tips for finding a cheap plan: 1)     Check online websites. The internet is truly a useful tool and everyone must profit of its countless advantages. With a simple click anyone can access any information. If you consider purchasing life insurance, never forget to check first relevant q

Posted in Finance, Insurance, Retirement